Retirement
Thinking ahead to retirement
Start with the life, not the number
9 min workbook
Why this matters
Retirement planning usually begins with a number. It works better to begin with a picture.
What do you want retirement to look like? Everything else follows from the answer.
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What do you want retirement to look like?
Things worth thinking about
- When you might stop or reduce work
- Where you might live
- Whether housing will be paid off
- What you want to be doing with your time
- Who you may be supporting
- What health coverage might look like
Resources people commonly rely on
- Social Security
- Employer retirement plans
- Pensions
- Individual retirement accounts
- Personal savings
- Business assets
WORKWELL does not recommend investments or specific accounts. This guide helps you see what you already have.
Retirement inventory
What I have
Row 1
Row 2
Row 3
Row 4
Row 5
Row 6
What you've heard vs. what you should know
What you've heard
“It's too late for me to start.”
What you should know
Planning with the time and resources you have is still planning.
What you've heard
“Social Security will cover everything.”
What you should know
Benefit amounts vary by individual work and earnings history, and many households consider additional resources.
What you've heard
“I need a huge amount before it's worth doing anything.”
What you should know
Understanding what you already have is a meaningful first step.
Start here
List every retirement resource you already have, including accounts from previous employers.
Most people find at least one thing they had forgotten about.
30-day WORKWELL challenge
0 of 6Create your retirement inventory.
Reflection
Your next step
Keep the inventory somewhere you can update it once a year.
If you want personalized investment advice, that belongs with a licensed professional — WORKWELL can help you prepare the questions.